Pottery Barn Credit Card: Are you a frequent pottery barn customer who’s wondering if the pottery barn credit card will save you money and earn you points on home furnishings and decor?
Pottery Barn Credit Card
Well, the pottery barn credit card actually has a lot of perks for loyal pottery barn customers like special financing deals and rewards points earned on every pottery barn purchase.
The eligibility criteria of pottery barn credit card:
Before applying to get a credit card from pottery barn, the user has to fulfill the following criterion first and then only he or she can apply for credit card. On submitting the application form, it will take 10-12 days to get card after verification process only.
The age of the user must be above 18 years.
He or she has the residency proof of the US.
The users should have a legitimate government issued photo id
Pottery barn credit card login:
Visit the website of pottery barn credit card.
On the, you can see a button of login, you need to click on it which is on the left side of the screen page.
Here you have to input your username and password in their respective fields to create a successive login.
Note that there is a box that reads remember me. Only check this box when you are using a secure device such as your personal computer or smartphone.
If you are accessing the website from a public computer, make sure to always uncheck this portion.
Click on sign in and follow the prompts
In case of Forgot password or username of pottery barn credit card:
In case that you happen to forget your username, password or a combination of both, simply accesses the website.
Go to the login section and look for the hyperlink that reads forgot username or password, then click on it.
In this page, you will be asked to fill some information to verify your identity and allow you to access your account, such as
Your credit card number or username
Zip code or postal code
Your identification type, you can select either your social security number, social insurance number, on an alternate identification
The information you will provide will depend on the type of identification that you have selected
Review all the pertinent information and ensure they are all correct, then click on find my account and follow the succeeding prompts.
Rewards and benefits of pottery barn credit card:
Here are a few reasons you may want to take a closer look at the Pottery Barn Credit Card. You buy all your furniture at Pottery Barn. This is a good card to have if you do most or all of your furniture shopping at Pottery Barn, PBteen or Pottery Barn Kids.
Depending on how much you spend, you could easily earn $100 or more in rewards each year, especially if you take advantage of the double reward opportunities. Points earned at one Pottery Barn store can be spent at any of its affiliates or on the company’s website.
You plan on making a big furniture purchase. If you plan on purchasing an item worth $750 or more, you’re eligible for 0% interest financing for 12 months. You won’t have to pay any interest provided you make the minimum Pottery Barn Credit Card payment each month and pay the balance off in full before the 12 months are up.
How to activate the pottery barn credit card?
Firstly, you have to login page of pottery barn credit card. Here just click on menu to register the access.
You need to enter the credit card number, and zip code of your residential area.
Then also submit the last four digits of SSN and type of identification.
Then press the continue button activate and register your credit card at pottery barn credit card site.
Customer service of pottery barn credit card:
The pottery barn credit card is issued by comenity bank which means that customer service inquiries must be handled with them and not pottery barn itself.
Pottery barn credit card phone number: 866-234-2029
Calling this number will help answer all questions relate to your pottery barn credit card application status and your card registration?
Drawbacks of pottery barn credit card:
While the pottery barn credit card has its perks for regular customers, here are a few reasons you may want to stay away.
You must choose between 0% financing or earning rewards. Pottery barn does not allow you to earn rewards points on purchases that you are financing through the credit card. If you want to earn rewards on larger purchases, you must pay for it in full or opt out of the special financing period and pay the total with interest.
As long as you pay the full cost of the item within those 12 months, you won’t have to pay any interest. But if you fail to pay back the full balance within that time, you will be retroactively charged all of the interest you would have accrued had you not had the special financing plan in place. With an APR of 28.49%, this could add up to hundreds of dollars in additional costs.
Make payment
Login to your credit card online account following the steps described above. After logging to your online account then look for options on how to make the payments.
Alternatively, you can request for an auto debit from your bank and the credit card company will collect the monthly bill from your bank account without any problem.
Read More: Pebbles Credit Card
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Conclusion:
The pottery barn credit card is a good value for the store’s frequent customers, provided they’re careful to pay off their financed purchases on time. But if you don’t shop exclusively at pottery barn or you want a more flexible rewards card, you’re better off going with a more traditional cash-back card.
Use the above listed guidelines to register, login and activate your pottery barn credit card which gives benefits like there is annual fee but you should remember that it also has one bad point is that there is high rate of APR.
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