Ikea Credit Card: If you’re considering the ikea credit card, don’t forget to look at the big picture. The card gives a variety of rewards and beefier deals to the consumers. And remember that ikea rewards are redeemable only in $15 chunks and have to be used up fairly quickly.
Ikea Credit Card
It may be easier and more useful to get an all-purpose cash-back card that lets you redeem your rewards anyway you like.
How to activate the Ikea credit card
One cannot make online payments by using Ikea credit card till the card is not activated. So, after receiving card from bank, firstly update that means activate it and then use it to get rewards and cash back offers.
Firstly visit the official activation site of Ikea credit card.
Here you can see activation page on the homepage, just click it.
It will ask to submit the details like type of identification, credit card number and personal information.
The personal information includes your name, address, and email id and contact number with zip code of your area.
On submitting all details in the empty spaces, need to click on continue button.
Receiving the correct details, the process proceed and your card gets ready to use for online payments as the card is successfully activated.
Ikea credit card login guidelines:
Firstly, you should access the website of a credit card that you have. If you an ikea visa card, you should click on this button.
On the homepage, you can login button. You have to click that button to start the next procedure of login.
At first, you should type your username in the first field of that form.
Next, you should enter your password in the next field.
Besides, you may also check the box near remember me in order to save your username for future sessions.
Once you are done with all that, you can finalize the login process by clicking on the sign in button.
So, on following every steps and correct information you are allow to login your account now.
Ikea credit card:
Ikea is a big furniture store with outlets all over the world. Even though founded in Sweden, it central growth country has been the United States of America. Here purchases are card oriented, and it is no brainer for ikea having its store-issued card.
An ikea credit card allows you to consistently shop at any of their stores countrywide and provides an opportunity to pick items on offer.
The card is, of course, a convenient payment platform, offering numerous discounts and bargains on fabulous furniture.
Besides, the card allows for an interest-free payment period of 180 days. With this facility, you can afford to purchase quality furniture and make small monthly installments. This aspect improves your bank account’s cash flow.
Currently, however, ikea stores no longer issue any cards to its customers in the US. It uses other third parties to finance purchases. Fortunately, the existing cardholders still enjoy the card benefits.
However, do not be fooled. The annual payment interest rate is high hovering around 25%. Further, it takes effect retrospectively after the interest-free days have elapsed. In case you delay clearing your payment even a day after six months, you are slapped with interest charges.
Worst still, it applies for the entire period from the date of purchase. This action wipes out any savings you may have wrestled from the store and imposes additional penalties. Again, the ikea credit card USA usage is limited. It isn’t applicable elsewhere except at the ikea stores in the US.
Application process for the ikea card:
The existing ikea credit cardholders can still use their cards for purchase at any ikea outlet. However, the store no longer accepts ikea credit card application online.
Further, it does not offer any ikea credit card in the USA. For the existing ikea credit card holders, ge capital has assumed the financing of their purchases. Ge-capital has since split into two with the cards section being handled by synchrony bank.
The bank manages all the ikea credit card issues ranging from statements, queries, to online transactions.
However, all the ikea credit card rewards and offer are no longer available. Further, no new applications for new cards issuance are permitted.
Despite the fact that ikea credit cards are no longer on offer, several other cards still partner with i ikea kea stores. The online application for the alternative cards is quick.
Online payment:
If you already signup with the account then its easy .just login to your account, submit the credit card account number as well your user name. There few options to do online payments, schedule payments, payment cancellation etc
Benefits:
Ikea cardholders get information on new offers and discounts. It’s similar to stage credit card benefits and teamsters credit card.
However, on the financing side, the ikea credit card has performed dismally. Its inability to offer purchase benefits and points rewards have encouraged other credit cards to fill the void left by ikea credit card.
At least five other credit cards exist which provide superior benefits to ikea credit cards. Apart from 0% initial annual payment rates for up to 14 months, they offer lower interest rates.
Read More: Hot Topic Credit Card
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Conclusion:
You understand that store-issued cards are usually expensive to service, but the interest rates ikea credit card apply is far much worse than most. With the APR of 25.99%, it’s one of the most expensive cards out there.
So, customer is reluctant to make ikea credit card application us. This is despite the fact that the ikea stores offer some of the best furniture around the world. As such, the outlet is forced to discontinue new card issuance.
The customer service team of ikea credit card is always on duty that means 24 by 7 to help the consumers for any type of issue either it is login, activation, online payment or any queries. The team always helps their consumers with good way.
One thing should keep in mind don’t share your login id and password to avoid the misuse of money.
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