Hot Topic Credit Card: The hot topic credit card is a great store card that comes with a few benefits and discounts. You can earn the same rewards by signing up for the free hot topic guest list program as you’d earn on the hot topic credit card.
Hot Topic Credit Card
Even better, using a cash-back or rewards credit card will earn you additional rewards. For most people, that’s the better way to go.
What are the benefits of hot topic credit card?
- User can earn 1 point per $1 for the first $500 you spend at Hot Topic each year
- Earn 1.5 points per $1 for each dollar spent in excess of $500
- Get $5 off your next purchase for every 100 points earned
- 2 coupons for $20 off a purchase of $50 or more each year
- Exclusive discounts and offers
There late payment or returned payment fee is upto o $38. And the annual fee is $0 the APR charges are 27.24%.
The features of hot topic credit card:
User is able to earn 15% off for his or her first purchase paid with this credit card.
Earn 1 point for every $1 you expend at Hot Topic; 100 points can be returned in gifts towards $5 for Hot Topic purchases.
Receive Guest List VIP status after attaining 500 points, i.e. after spending $500 at Hot Topic stores.
You will receive two coupons for $20 off for the purchases of $50 or more every year.
Get early access to sales and events.
Receive extra offers on your card anniversary and birthday.
How to activate the hot topic credit card?
If you want to activate your hot topic credit card then firstly you need to visit the official website of activation.
There is one button need to press by you to activate your credit card account.
Here, you have to submit the details like the social security number (last four digits require only), credit card number, date of birth and personal information.
On submitting all these details you need to click on continue button which completes the activation process.
Without activating the credit card one cannot use this card anywhere for any payment transactions. So, first register, activate and then use your credit card.
Hot topic credit card:
One of the best review of this card, it has APR high purchase value and it has no annual fee. So even if you want to make a purchase with credit funds, we highly recommend you to pay that debt off in 25 days – that’s the interest-free period.
The other fees of this credit card are quite hefty as well: late fees and return payment fees can be as high as $38 each.
Even though this card is really a poor option for paying with credit funds, the bonuses it offers are truly worthwhile.
First of all, one has to mention in this Hot Topic credit card review the actual rewards offered by this card. So, you will get 1 point for each $1 that you spend at Hot Topic stores. After you reach 100 points, you can redeem them towards $5 for Hot Topic purchases. That actually leaves you with the astonishing 5% rewards rate!
But that is not the end of the story, actually. After you have gained 500 points in total, you will receive the Guest List VIP status. That status will provide you with such bonuses like the $2 standard shipping for all your orders and a dedicated customer support line.
But most importantly, you will receive 1.25 points for every dollar spent then. That actually boosts your rewards rate to as high as 6.25%!
Apart from such an enormously high rewards rate, this credit card can boast a number of other advantages as well. The card’s sign-up bonus is 15% off your first purchase with this credit card. Also, you will earn two coupons with 20% off the purchases of $50 and more every year.
Besides, the card also grants you early access to events and sales, as well as you will get extra offers on your card anniversary and birthday.
Login of hot topic credit card:
If you are seeking how to complete the hot topic credit card login, you will find out in this part of our review how to do it in a matter of seconds.
On login to website of comenity bank for the hot topic credit card, you can access your credit card details time. Let’s follow the steps to login at hot topic credit card:
At first, you should start the procedure by going to the comenity website.
On the website of comenity bank, you will notice the login menu, placed on the top of the page. There, you need to enter your username and then your password.
Then click on sign in option.
Hot topic guest list credit card:
There are a few reasons to consider applying for this card.
You want to save money on a large purchase at hot topic
When you sign up for the hot topic guest list credit card, you’ll automatically receive a sign-up bonus of 15% off your first purchase.
This can be a significant amount of money if you’re already planning to spend a lot in one shot at the store. If you don’t mind picking up a new credit card for the one-time discount, there are worse sign-up bonuses out there.
The minimum payment will be:
A minimum of $27, or the full statement balance if less than $27, or the sum of all minimum payments for any payment plans attached to your card.
Read More: Dicks Credit Card
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Conclusion:
If you want a card that can earn flexible rewards close to the Hot Topic Credit Card’s earning rate, opt for the Chase Freedom card.
The Chase Freedom card is alternative to hot topic credit card which offers 5% cash back on categories that rotate each quarter, giving you the ability to earn a lot of cash back if you shop at the right merchants.
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