AAA credit card: American Automobile Association credit cards of United States issued by bank of America, it has no annual fee and fairly generous cash back rewards program that focuses on travel purchases, gas, groceries, and more.
AAA credit card
- No foreign transaction fee:
This card does not charge a foreign transaction fee. That’s great news for international travellers, for whom the typical 2% to 3% foreign transaction fees can really drag on vacation planning.
- There is zero APR percentage fro transfer balance promotion:
Aaa credit card has a 0% APR promotion on balance transfers, good for 12 months from account opening. If you’re carrying high-interest credit card balances from a previous credit card, this is a welcome feature that can potentially save you hundreds of dollars in interest.
- Need at least 5,000 points to redeem for most items:
This card has a relatively high minimum redemption threshold for non-airfare items: 5,000 points, or $50. Light spenders, who can take many months to accumulate the requisite number of points, are better served by cash back cards with no redemption minimums – for example, discover it or chase freedom unlimited.
- Mediocre sign-up bonus:
Aaa member rewards visa credit cards sign-up bonus, which is worth $75 on $500 in spending over 3 months, is not particularly impressive. If you’re looking for a more generous entry bonus on a similar amount of spending, check out chase freedom or chase freedom unlimited.
How to login at aaa credit card?
To login at aaa credit card, one should remember their username and password of the aaa credit card login.
If you want to check your current balance of credit card account, transfer funds or checking the last month or last transaction history statements, then you can easily check all these by just login to your account of bank of America which offers you the credit card which names as aaa credit cards.
So, how to login to your page?
It’s very easy actually, because you just need to follow the steps:
First visit the login page.
Fill the login id and password.
Verification step: one verification id will be send to your mailing address.
After verification, you are here at your account page that means login is successful.
How to activate aaa credit card?
The requirements to activate the credit card:
- Good and active internet connection.
- Devices like laptop, computer or android.
- You can use the tab also.
- Identification type: SSN
- Personal details: name, contact number, email id, address and zip code of residential area.
Now, look into the steps to activate your aaa credit card:
The user or consumer has to visit the official website of bank of America that means activation page of aaa credit card.
On the homepage, the activation of blue color is present on the right side of the screen. The user has to click on activate button.
Here, it will ask to fulfil information in the empty. The information points are nothing but the above listed requirements points.
Then press the continue button.
Hence your aaa credit card is activated.
Key features aaa credit card:
- Bonus on sign-up to aaa credit card:
You can receive the $75 credit on your credit card statement on purchasing of at least $500 for first 3 months.
- Cash back rewards:
The aaa member rewards visa credit card earns unlimited 3% cash back on all travel and aaa purchases, including airfare, car rentals, hotels, cruises, rail transportation, aaa membership dues, and various aaa products and services.
Subject to change, aaa clubs in Nevada, northern California and Utah don’t participate in the 3% bonus category.
All gas, grocery, and drugstore purchases earn unlimited 2% cash back. All other purchases, including purchases with non-participating aaa clubs, earn unlimited 1% cash back. Each $.01 of cash back is equivalent to 1 point.
- Redeeming cash back
You can redeem your accumulated cash back points for air travel, hotels, car rentals, hard cash and aaa award vouchers redeemable against aaa purchases.
The minimum redemption threshold for air travel is 2,500 points ($25), while the minimum redemption threshold for other redemption options is 5,000 points ($50). Points expire 5 years following the month in which they were earned.
- Introductory APR
There is a 12-month, 0% APR on balance transfers. The promotion begins on the day you open your account.
- Regular APR
There is no introductory purchase APR. Instead, the purchase APR ranges from 14.49% to 24.49% starting on the day you open your account, depending on your personal creditworthiness.
Thereafter, it varies freely with prevailing interest rates. Once the 12-month balance transfer promotion ends, the balance transfer APR falls within the same range.
The cash advance APR ranges from 17.49% to 26.49%, also opening an account in the bank. The penalty APR is always 29.99%.
- Overdraft protection for bank of America deposit accountholders:
The aaa member rewards visa credit card features optional overdraft protection for bank of America deposit account customers.
If you choose to participate, transactions that would normally result in negative balances trigger a draw on your cash advance credit line for a sum equal to or greater than the deficient amount.
Each overdraft cash advance comes with a fee of $12. On days when multiple cash advances occur, a single $12 fee is charged. Once an overdraft cash advance occurs, it begins to accrue interest immediately, so it’s advisable to pay them off as soon as possible.
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Conclusion:
Above, all details like key features, merits and de-merits, the login steps and activation guidelines of aaa credit card are explained in detail. You can use them if you are not aware of this aaa credit card which issues by bank of America. Most of discount offers as well as rewards points are offered by the bank though this credit card to the consumers.
If you have any issue regarding any topic then you can call the customer care team of the bank which always ready to help you. You will get the number of that team from official website.
Aaa member rewards visa credit card does not charge an annual fee. Some competing credit cards, including american express blue cash preferred card, carry annual fees as high as $95.
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